How to Prevent Identity
Theft
Summary: How to stop identity theft
with these simple identity protection tips you can do yourself
- today!
As the popularity of credit cards and
Internet shopping grow, so does the chance that you will become
a victim of Identity Theft. One's information can be easily
accessed by anyone who has your social security number and
other identifying information such as credit card bills or
processed checks.
Before becoming a victim of identity theft you can go on the
offensive and practice prevention in 10 basic steps. These
steps will not guarantee that your information does not get
into the hands of a criminal, but it gives you a better chance
against a syndicate of International identity thieves.
1. Buy a Shredder. Shredding your old bills, invoices,
receipts and credit & bank statements is the first and
possibly most effective way to stop dumpster divers from access
your information. Before throwing away anything with private
information, shred it.
If you're not sure that the info can be used to steal your
identity, shred it anyway.
2. When using an ATM be weary of those standing next to you.
If someone is standing too close behind you, do not be afraid
to ask them to step back.
3. Hidden camera detectors. In addition to prying eyes, also
be aware of surveilance devices in stores, ATMs, gas stations,
and anywhere you may be using a credit card or signing your
name. There are many small and affordable hidden camera
frequency detectors on the market. For more information see
AntiSpyCam.com.
4. Treat your checks like money. Would you stuff your
mailbox with wads of cold cash? Mail theft is probably easier
than dumpster diving when it comes to stealing private
information, and much cleaner. Mail checks by dropping them off
at the Post Office and if you do order bank checks via the web
or mail, have them delivered via registered mail or FedEx.
5. Biometrics services like fingerprint or voice recognition
are becoming popular in the war against identity theft or
account hacking. Voice biometrics works by digitizing a profile
of a person's speech to produce a stored model voice print.
Many banks are now offering this service, ask yours about
adding this to your bank account security options. More info on
Voice Biometrics at VoiceVerified.com
6. Make a list of all of your credit card numbers,
passwords, usernames and bank account numbers and guard them in
a safe place. Do not keep them on your computer, especially if
you use peer to peer file sharing software.
7. When applying for a credit card request that your photo
be placed on the card. There are also companies which will
place your photo on your checks. For more information see
UniqueChecks.com
8. Write on the back of your credit card "Ask To See My ID"
, most people at the register treat credit cards like cash not
asking for ID. If they do not ask or forget to do so, ask them
why they have not.
9. When you move be sure to register your new forwarding
address with the Post Office and also inform all of your credit
cards, banks, and subscriptions services personally of your new
address. If they are still sending private information to your
old address, cancel your card or account.
10. Don't carry your social security number or credit cards
you don't use on you. You are not required to carry a social
security card so lock it up. If you're not using your credit
cards, keep them in a safe place with your social security
card.
Mrs. Suzuki is a freelance technology
and marketing writer and has never had her identity stolen. |
Article Source: http://EzineArticles.com
|